• Loans With Collateral

    The 2 Best Reasons to Take a Home Equity Loan

    A home equity loan is a loan you take out from a financial institution that uses your home as collateral. In other words, if you don’t repay the loan, you’re putting your house at risk of being foreclosed on. While the fact you’re putting your house in jeopardy is a huge downside, home equity loans also have some upsides, including low interest rates and the fact that interest is tax-deductible in some cases. But, you don’t want to take out this type of loan unless you have a good reason to do so. Here are two of the single best  

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  • Vehicle Insurance

    Zurich launches coverage suite for electric vehicles

    Zurich North America has announced the launch of an enhanced suite of vehicle protection products designed for electric vehicle (EV) owners. The products provide coverage for electric vehicles from the repair or replacement of rechargeable batteries to roadside assistance for recharging EV batteries that run out of power mid-trip. The product suite covers nearly all EV manufacturers, including Tesla, Rivian and Polestar. “As a leading provider of vehicle protection solutions in the US, we remain committed to introducing products and services that will meet the evolving needs of our customers,” said Vince Santivasi, head of direct markets for  

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  • Business Abbreviations

    What Tied Pub Tenants Need to Know about Duties of a Pub-owning Business in Connection to Renewal of a Pub Agreement

    How to use this factsheet: This factsheet is for tied pub tenants who want to know more about provisions in the Pubs Code about what a pub-owning business is required to do for new tied pub tenants when they are considering entering into a new tied pub agreement. It provides information to support tenant understanding. It is not a substitute for the Pubs Code legal framework. You can find technical guides on our website which provide more detailed information about the Pubs Code provisions. We recommend that you refer to these guides if you would like more information and/or  

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  • Business Abbreviations

    CNIPA Guidelines for Trademark Examination and Trial

    Friday, November 26, 2021 China’s National Intellectual Property Administration  (CNIPA) released the Guidelines for Trademark Examination and Trial (商标审查审理指南) on November 22, 2021, effective January 1, 2022.  The Guidelines, which are somewhat analogous to the U.S. Patent & Trademark Office’s (USPTO’s) Trademark Manual of Examining Procedure, explains the Trademark Law’s Article 4, which states, in part, “malicious trademark registration applications that are not intended for use shall be rejected” by providing 10 factors to identify malicious applications.  These new Guidelines and other measures, such as the Special Action Plan for Combating Malicious Trademark Squatting (打击商标恶意抢注行为专项行动方案), will  

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  • Finance

    The 29-year-olds starting out in finance on $360k

    If you want to maximize your earnings in a first job in financial services, the ideal course of action is clear. After attending a top university for your bachelor’s degree, you spend a few years working in your chosen area of focus (eg. Directly in medicine/pharma/FMCG or in a consulting team with an industry specialism). After that you go to Harvard Business School and study an MBA. Then you get a job in private equity, or maybe a hedge fund. These are the learnings from the new employment report for the Harvard MBA class of 2021. Like their counterparts at  

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