Home Insurance

  • Home Insurance

    Homeowners Insurance Isn’t a One-size-fits-all Proposition

    What’s Covered? By Mark Morris Michael Long says inflation in the cost of construction materials is complicating the equation of replacement protection.   When preparing a homeowners policy, insurance companies want to know all the details. They’re not being nosy — they just want to accurately cover any potential loss, even the unexpected ones. Indeed, insurance agents who spoke with BusinessWest said every homeowners policy begins with a worksheet that captures anything and everything about the home. Inquiries range from the obvious — like the age of the house, square footage, and condition of the roof — to details about the  

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  • Home Insurance

    Home Insurance Broker Definition

    If you’re looking to buy a homeowners insurance policy, you have several options. You can buy directly from a insurance company, through an agent who works for one particular company, through an independent agent who works with multiple companies, or through a home insurance broker. This article explains how home insurance brokers work and when you might want to use one. Home insurance brokers are similar to independent insurance agents, who arrange for life, home, automobile, and other types of insurance policies. What Is a Home Insurance Broker? A home insurance broker, also called a homeowners insurance broker, is an  

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  • Home Insurance

    Don’t Look Up: Director Adam McKay says California home insurance cancelled due to climate-linked disasters

    The director of thinly-veiled climate crisis allegory Don’t Look Up has said that his home insurance was cancelled due to climate-linked disasters. Adam McKay, whose hit film chronicles an astronomy student’s doomed campaign to persuade world leaders to stop a huge comet from hitting Earth, said on Friday that he was one of the growing number of Americans whose insurers had baulked at the cost of global warming. “Just had my home insurance cancelled because Southern California is at too high risk now for fire and floods,” he tweeted, including an emoji of a comet. “This shit is real and  

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  • Home Insurance

    States with the lowest home insurance rates

    10. Maine Average annual homeowners insurance premium: $882 Median home value: $255,358 (Credit: Sean Pavone/Shutterstock ) 9. Ohio Average annual homeowners insurance premium: $862 Median home value: $157,496 (Credit: rouda100/Adobe Stock) 8. Washington Average annual homeowners insurance premium: $854 Median home value: $434,168 (Credit: Michael J Magee/Shutterstock) 7. Delaware Average annual homeowners insurance premium: $833 Median home value: $267,772 (Credit: Mihai_Andritoiu/Shutterstock.com) 6. Arizona Average annual homeowners insurance premium: $825 Median home value: $285,574 (Credit: Johnny Adolphson/Shutterstock.com) 5. Wisconsin Average annual homeowners insurance premium: $779 Median home value: $206,470 (Credit: dustin77a/Shutterstock) 4. Nevada Average annual homeowners insurance premium: $755 Median home  

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  • Home Insurance

    Home Insurance Guide | Bankrate

    Bankrate’s insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions. Key takeaways Homeowners insurance is a key part of your financial plan in protecting one of your largest assets. Understanding the different components of homeowners insurance can help create a policy tailored to your needs and lifestyle. There are many factors that go into determining a home’s insurance cost, and each company will rate the same home differently. Certain natural disasters, like floods and earthquakes, are excluded from a standard homeowners insurance policy. While homeowners insurance  

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